Pint Launches Robo-Adviser for Samsung, Korea Investment Retirement Accounts
## December & Company Leads Innovation in Retirement Asset Management with AI-Powered 'Fint Retirement Pension Discretionary Service' December & Company, which operates the AI investment service 'Fint', has officially launched the 'December...
## December & Company Leads Innovation in Retirement Asset Management with AI-Powered 'Fint Retirement Pension Discretionary Service'
December & Company, which operates the AI investment service 'Fint', has officially launched the 'December Fint Retirement Pension (IRP) Discretionary Service' in collaboration with Samsung Securities and Korea Investment & Securities, opening a new chapter in the retirement asset management market.
This service is an innovative investment solution that integrates artificial intelligence (AI) technology into individual retirement pensions (IRP) to custom-manage customers' valuable retirement savings and assets for old age. Fint's core AI investment engine, 'ISAAC', precisely analyzes various factors such as individual investors' investment propensity, expected rate of return, risk preference, and retirement timing to design an optimized asset allocation strategy. It pursues long-term stability based on a diversified investment strategy utilizing global stocks and bonds, and is designed to allow flexible adjustment of investment styles according to each investor's judgment.
The 'December Fint Retirement Pension Discretionary Service' can be easily subscribed to through the Mobile Trading System (MTS) apps of Samsung Securities and Korea Investment & Securities. Customers can readily sign up for Fint's personalized pension investment service via each financial institution's channel and choose the strategy best suited to their investment propensity.
December & Company offers five investment modes covering both global and domestic markets to meet diverse customer investment needs. These include the 'Sports Mode' for aggressive global investment, the 'Smart Mode' for stable global diversified investment, the 'Cruise Mode' aiming for aggressive investment in domestic and international markets, the 'Comfort Mode' for stable domestic and international diversified investment, and the 'Eco Mode' focusing on dividend and interest income in the domestic market. By navigating between active and passive strategies, investors can find the optimal path that matches their propensity.
Building on its successful collaboration with Samsung Securities and Korea Investment & Securities, December & Company plans to introduce a retirement pension discretionary service with KB Kookmin Bank in the near future. Furthermore, it plans to sequentially expand its retirement pension services for customers' old-age preparation by collaborating with over 10 financial institutions, including IBK Industrial Bank of Korea and NH Nonghyup Bank.
Song In-sung, CEO of December & Company, emphasized, "As retirement pensions are crucial for preparing for old age, easy and systematic long-term management is essential." He added, "Based on Fint's specialized know-how and reliability in long-term investment, we will provide optimized customized services so that customers can experience Fint's service philosophy of 'Invest, Easily, Automatically'."
Meanwhile, Fint is continuously advancing its lineup of investment strategies specialized in long-term investment, such as brokerage-type ISA (Individual Savings Account) advisory and individual retirement pensions (IRP), to provide customers with a simple and efficient investment experience. It also supports AI-based customized asset management for amounts exceeding the IRP discretionary limit of 9 million won, helping customers achieve comprehensive asset growth.
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