Olla Fintech Surpasses KRW 2.5 Billion in Cumulative Future Revenue Advance Settlement

## Future Revenue as Current Assets: Olra Fintech Drives SME Growth with 'Future Revenue Pre-settlement' Amidst an uncertain market environment, one of the biggest concerns for small and medium-sized business owners is 'cash flow'. Even if regular sales occur, the gap between the fund settlement point and the actual operational fund requirement point can lead to missing opportunities for business expansion or unexpected crises. Addressing the thirst of these business owners and providing innovative funding solutions, Olra Fintech, a 'super-simple fund management service', is drawing attention as its 'Future Revenue Pre-settlement' service has surpassed cumulative transaction volume of 2.5 billion KRW. This goes beyond a mere number; it implies that numerous small and medium-sized business owners have pulled future value into the present, igniting the spark of business growth. **Using Future Value as Collateral, Secure Funds Today** 'Future Revenue Pre-settlement' is a method where sales receivables that are certain to occur in the future through regular contracts are transferred in advance, and the necessary funds are pre-paid. Instead of simply demanding collateral, Olra Fintech utilizes its independently developed sophisticated risk model to analyze the stability of contracts and the creditworthiness of clients from various angles. For example, in the case of a catering company operating based on a long-term contract with a hotel, the payable limit is determined by thoroughly evaluating the duration of the contract and the hotel's creditworthiness. Through this, business owners can use their future value as collateral to secure funds quickly and flexibly. **From Operational Stabilization to Business Expansion, An All-Weather Funding Solution** This service goes beyond simply securing operational funds. Business owners can use predictable funds for not only essential operating expenses but also proactive investment for new large contracts, aggressive marketing activities, and ultimately, securing new growth engines. In other words, it acts as a priming water that pulls opportunities for the future into the present. By resolving the gap between the fund requirement point and the settlement point, business owners can respond more proactively to market changes and establish a foundation to independently expand their businesses. A representative success story is a company that provides catering services under a long-term contract with a hotel. This company experienced difficulties due to the time lag between the settlement cycle and the actual fund requirement point, but effectively resolved this through Future Revenue Pre-settlement. As a result, they not only secured stable cash flow and increased operational efficiency but also established a solid foundation for further business expansion. **"A Flexible Alternative Supporting Investment for the Future"** Kim Sang-soo, CEO of Olra Fintech, emphasized, "'Future Revenue Pre-settlement' is fundamentally different from existing complex and restrictive loan methods or credit transactions; it is a flexible and predictable funding solution that trusts and supports the future value of business owners." He further stated his ambition, "We will actively expand our services into various industrial sectors such as distribution, food ingredients, and logistics, to help more small and medium-sized business owners fully realize their potential and achieve sustainable growth without worrying about funding." Olra Fintech's 'Future Revenue Pre-settlement' goes beyond simply lending funds; it is positioning itself as an innovative financial model that turns the potential of small and medium-sized business owners into reality and enables investment for the future.