Fint (December & Company) Surpasses ₩100 Billion in AI Pension Assets

December & Company, which operates 'Fint,' an innovative AI-based simple investment service, announced the remarkable achievement of surpassing 100 billion KRW in pension account assets under management (AUM), once again proving its unique...

Dec 2, 2025 - 00:00
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Fint (December & Company) Surpasses ₩100 Billion in AI Pension Assets
December & Company, which operates 'Fint,' an innovative AI-based simple investment service, announced the remarkable achievement of surpassing 100 billion KRW in pension account assets under management (AUM), once again proving its unique position in the AI investment market. This record, revealed on the 2nd, is the combined total of discretionary investment and advisory AUM for individual pension savings and individual retirement pensions (IRP). It is a result of a surge in demand for Fint's smart pension account management solutions, driven by an explosion of investor interest in tax credit benefits ahead of the year-end tax settlement. In particular, with pension savings and IRP combined offering a maximum annual tax credit of up to 9 million KRW, Fint is emerging as an attractive option for those considering both tax savings and retirement planning simultaneously. Fint's discretionary investment AUM for pension savings has shown steep growth, increasing by over 50% in just one year. The AUM, which was 30 billion KRW at the beginning of last year, reached 47 billion KRW by November of the same year, and recently surged past 74 billion KRW. Even more remarkably, the average AUM per customer account has nearly tripled, from 3.42 million KRW at the service's inception to 11.15 million KRW as of the end of November, demonstrating customers' trust and satisfaction with Fint. Fint's AI analyzes market conditions in real-time to construct optimal portfolios and offers the convenience of automatically managing customer assets through automated trading and rebalancing. The IRP sector, a new venture this year, has also rapidly pioneered the market, achieving noteworthy results. After introducing advisory services in January and sequentially launching discretionary investment services in April, it achieved an AUM of 26 billion KRW in just 11 months. Fint's IRP discretionary investment service provides customized asset allocation based on funds and ETFs, comprehensively reflecting investors' individual preferences, expected returns, and retirement timelines. Currently, Fint has close partnerships with 12 leading domestic financial institutions, including Samsung Securities, Korea Investment & Securities, and KB Kookmin Bank, offering customers a wide range of IRP discretionary investment services. Song In-sung, CEO of December & Company, emphasized, "Pension accounts, which allow individuals to 'catch two rabbits with one stone' – retirement planning and tax savings – have now firmly established themselves as an essential asset management tool," adding, "Based on Fint's unique AI investment expertise, we will continue to support customers in enjoying opportunities for stable long-term asset growth."

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