Finda Launches Industry-First AI Loan Prediction Service

## Pinda Launches 'AI Loan Prediction Service' to Preview Your Optimal Loan Conditions Without a Limit Inquiry! Finally, a new horizon opens in the loan market! On the 9th, leading fintech company Pinda officially launched its innovative 'AI Loan Prediction Service,' fulfilling users' long-cherished desire by informing them of optimal loan conditions tailored to them in advance, without the need for a limit inquiry. The complicated and uncertain process of searching for a loan will now be a thing of the past. **Your Loan Conditions, Now 'Previewed' by Pinda AI** The core of this service lies in its 'preview' function. There's no longer a need to knock on the doors of various financial institutions and repeatedly conduct limit inquiries. Pinda's powerful AI technology analyzes your financial data to proactively predict optimal conditions with a high probability of actual loan approval. This is the result of further enhancing the 'Interest Rate Fluctuation Prediction Alert Service,' which was introduced last November, with MyData and Pinda's AI technology. **Why is this service necessary?** Many people were tired of finding that conditions changed in the actual contract stage after a limit inquiry, or of expending effort to find a product that suited them. Pinda aimed to alleviate these inconveniences. The 'AI Loan Prediction Service' minimizes the disparity between limit inquiries and actual contract conditions, and moreover, it encompasses products from all financial institutions in Korea, not just Pinda's partner products, providing customized information optimized for your individual situation. The goal of this service is to reduce uncertainty and deliver the best loan experience. **Hyper-Personalized Prediction Based on 3 Million User Data** Pinda AI has evolved based on extensive user data from over 3 million people. It analyzes actual loan contract data from the past month for individuals with similar financial profiles, combined with MyData, to implement an optimized prediction model for each person. It doesn't just say 'it's possible,' but elaborates on what conditions and products you can receive, presenting up to the top 3 in order of interest rate and limit respectively. Its accuracy is even higher because it can conduct extensive analysis not only through loan contract history within Pinda but also via MyData. What's remarkable is that it's not limited to Pinda's partner products. It comprehensively provides information on policy loans, and even products from other financial institutions not listed on Pinda, truly unfolding a 'loan market just for you' before your eyes. This is to meet the needs of users who want to accurately reflect the trends of the actual loan market. **Daily Updated Latest Information, Plus Unmissable Notifications!** Every morning at 7 AM, your loan prediction conditions are newly updated. To ensure you never miss the latest information amidst rapidly changing market conditions, the notification service will inform you of any changed conditions every two weeks. The era has now arrived where you can check your loan conditions daily, like 'today's weather,' and understand how your conditions have changed according to market trends. Park Hong-min, Co-CEO of Pinda, emphasized, "The AI Loan Prediction Service will be a reliable milestone that encompasses the customer's entire loan journey, going beyond merely listing numbers," and stated his ambition, "It will present a new paradigm where getting a loan is no longer about 'searching for it' but about 'AI finding it for you.' " Experience the future of smart lending with Pinda's AI Loan Prediction Service!