Eightpercent Achieves 10.59% Annual High Returns for Corporations and Institutions

Eight Percent, which has rapidly emerged as a strong player in the online investment-linked finance (P2P) market, is demonstrating an overwhelming presence among corporate and institutional investors. Recording an attractive annual return of 10.59% as of August 31, 2025, the fact that the cumulative distributed profits alone have exceeded 37.7 billion won clearly proves their success. Institutional investors, cautious in managing corporate surplus funds, are turning their attention to Eight Percent. The cumulative investment volume has reached 668.2 billion won, with a surge of 178.5 billion won in just one year, reflecting strong market interest. This is not solely due to high returns. The 'stability' and 'predictability' offered by Eight Percent are acting as key attractions. Particularly noteworthy is its robust risk management capability. The overall delinquency rate of 1.73% is the lowest in the industry, and the average loss rate over the past five years is merely 1.17%. Real estate-backed loans, centered on apartments in the Seoul Metropolitan Area and major cities, boast a delinquency rate of 1.78% and an astonishing five-year average loss rate of 0.46%. Furthermore, investment products collateralized by securities accounts have never deviated from a 0% delinquency rate since their launch, proving their stability. These achievements are not simply a matter of luck. Eight Percent has built a diversified alternative investment product portfolio, including real estate, personal credit, and securities account collateral, and operates a sophisticated risk management system through its AI-based credit scoring model 'E-Index' and personal rehabilitation application prediction model 'Recovery Radar'. Their technological prowess has already been recognized by savings banks, resulting in institutional investments expanding from an initial 3 to currently 5 savings banks. Corporate and institutional investors are drawn to Eight Percent's stable interest income payment history, product diversification, and premium investment services. In particular, the premium membership, 'Black Membership,' offers a differentiated experience to key decision-makers such as CEOs and CFOs, providing dedicated services and custom corporate portfolios within 24 hours. As Eight Percent CEO Hyo-jin Lee emphasizes, "low-volatility returns" are the most crucial value for corporate and institutional investors. Eight Percent fulfills this promise through its low delinquency rates and advanced risk management system, firmly establishing itself as a trustworthy investment partner in an unstable market.