DailyPay Launches Dedicated Financial Support for K-Beauty Startups

## K-Beauty Startups, A New Era of Fast and Accessible Funding! 'DailyPay FLYER' Launches Amidst the fervent growth of the world's second-largest K-Beauty market, startups with innovative ideas and technological prowess will no longer falter due to liquidity issues. DailyPay, a corporate financing platform, has officially launched its customized solution 'DailyPay FLYER' to resolve the chronic funding difficulties faced by K-Beauty startups. DailyPay FLYER is based on 'factoring finance,' which lowers the barrier of traditional financial institution loans and gives wings to startup growth. Its most significant feature is that **no collateral or guarantee is required at all.** Furthermore, funding can be secured without attracting series investment, meaning there is **no risk of equity dilution.** As factoring finance is not a loan, it does not appear as debt, positively impacting the company's credit rating, and funds up to **2 billion KRW can be supplied quickly within 1-2 business days after application.** DailyPay emphasizes that liquidity is a core driver for startup growth, especially for those preparing for business expansion. The company believes that timely capital injection at critical moments of business expansion, such as placing additional orders, intensifying aggressive marketing, and recruiting key personnel, allows companies to seize the timing for revenue growth and rapidly expand market share. DailyPay FLYER will be a strong supporter, enabling K-Beauty startups to quickly complete market verification and focus on strategy modification and business acceleration. DailyPay's vision does not stop there. Beyond startups, it plans to strive for improved financial accessibility for small business owners and self-employed individuals. Currently, it is building an 'R-SDB' database by collecting over 50 million real-time big data points. Based on this, it plans to develop 'R-SCB,' a real-time credit evaluation system exclusively for small business owners and self-employed individuals, focusing on non-financial and unstructured data, to provide personalized financial services. Lee Hae-woo, CEO of DailyPay, stated, "Funding is an essential factor in fostering startup growth and enhancing the market responsiveness of small business owners." He added, "We will advance customized factoring solutions for SMEs (Small and Medium-sized Enterprises), including startups and small business owners, to help them freely formulate their business strategies and achieve explosive growth." All eyes are on whether DailyPay FLYER will establish itself as an innovative financial model driving the growth of more SMEs beyond the K-Beauty market.