Arcpoint Unveils 'Arc Rail', a Blockchain for Stablecoin Payments

Blockchain company Arkpoint has introduced a network specialized in stablecoin payments and settlements. Arkpoint unveiled the blockchain network 'Ark Rail,' which supports domestic companies' stablecoin technology validation (PoC). Ark Rail is an infrastructure designed to allow financial institutions, payment gateways, and commerce platforms to consider the implementation of stablecoins within a regulatory framework. The company explained that they optimized the network structure not for DeFi or trading but for micro-payment and settlement workloads. The fee model focuses on reducing volatility. By keeping the base gas fee (network fee) low and setting a maximum fee cap per transaction at the protocol level, it allows for cost control even in high-traffic situations. Additionally, it supports a 'sponsorship model' where merchants bear the fees on behalf of users. This enables users to utilize services in an environment similar to existing payment systems without recognizing the concept of gas fees. Compliance features are also supported at the network level. This includes transaction approval (Allowlist), auditable log records, and risk monitoring functions, allowing companies to perform internal controls and risk management through the chain's own functionalities. Seong Jong-hyun, Arkpoint's product lead, stated, "It is a payment and settlement rail designed based on businesses and the regulatory environment," and added, "We plan to support domestic companies in conducting stablecoin PoC without building separate complex infrastructures."