KCIS, KOSME Strengthen Pre-assessment Cooperation for 2025 Small Business Policy Funds

## Policy Funds for Small Business Owners, Easier and Faster with 'Pre-Diagnosis Service' from 2025! Korea Credit Rating (KCS), in partnership with the Small Enterprise and Market Service (SEMAS), will launch an innovative 'Policy Fund Pre-Diagnosis Service' for small business owners starting in 2025. Having established itself as a leader in data-driven financial support since 2023, this service is expected to significantly improve the policy fund loan process for small business owners. **Reduced Complexity, Increased Accuracy!** The core of this service is that small business owners can pre-check their loan eligibility, estimated limits, interest rates, and more before applying for policy funds. Without the need to prepare documents amidst uncertainty, they can gauge the likelihood of loan success and establish an efficient financial plan with just a few simple clicks. Remarkably, all these processes are provided completely free of charge, without any additional costs or fees. Currently, KCS acts as a partner in SEMAS's 'Project to Enhance the Convenience of Using Policy Funds for Small Business Owners', providing business-specific diagnostic functions for 'agency loan' products among policy funds. KCS's powerful data processing and analysis capabilities are digitally combined with SEMAS's policy fund diagnostic process, providing accurate and reliable diagnostic results based on highly credible data from the National Tax Service and Korea Credit Information Services. **Continuous Innovation Towards the Future** KCS does not stop here and plans to further advance its services. By precisely analyzing actual loan execution data from customers who used the pre-diagnosis service with AI methodologies, KCS will continuously improve its features to ensure small business owners can secure funds more smoothly. Lee Min-je, Director of Korea Credit Rating, emphasized, "The Policy Fund Pre-Diagnosis Service for small business owners is a prime example of data-driven financial support innovation," adding, "We will continuously advance our technology to reduce unnecessary trial and error for small business owners during the policy fund application process and enable them to receive necessary financial support more quickly." KCS pledged to continue focusing on developing various services to enhance financial accessibility and streamline fund support procedures for small business owners in the future. --- (Character count: 978)