KakaoBank Certificate Nears 17 Million Subscribers in 2 Years

KakaoBank's proprietary certificate service, 'KakaoBank Certificate,' is on the verge of surpassing 17 million subscribers approximately two years after its launch, establishing itself as a key player in the digital authentication market. This phenomenal growth is due to the overwhelming convenience experienced by users and its powerful security technology. This certificate, easily issued through the KakaoBank app, not only simplifies complex financial transactions but also significantly streamlines various online activities such as identity verification and electronic signatures on government agency and financial institution websites. By quickly and securely resolving previously cumbersome procedures with just one KakaoBank Certificate, it reduces the hassles of digital life. The application scope of KakaoBank Certificate is extremely wide. From major public institutions such as the National Tax Service Hometax, Government24, and National Pension Service, to various private services like Lotte ON, Gmarket, Coinone, T-money, and Daiso Mall, it has become deeply ingrained in daily life and established itself as a trusted authentication method. Notably, the synergy with core services within the KakaoBank app is driving innovation in the authentication experience. For example, when using the 'Compare Credit Loans' service, complex procedures such as entering name, date of birth, and phone number, which were previously required, have been replaced by biometric authentication or PIN number input via KakaoBank Certificate, shortening the process by as many as 4 steps. Furthermore, the 'Save Communication Costs' service also allows users to complete identity verification and check payment accounts for communication fees all at once with a single KakaoBank Certificate, without the need to visit multiple telecom company websites individually, maximizing user convenience. Recently, a significant feature has been added that further enhances user convenience. This is thanks to the certificate backup and restore function introduced this month. Now, even if a user changes devices or reinstalls the app, they can restore their existing certificate and use it immediately without the hassle of reissuing it, thereby further strengthening the continuity and convenience of digital life. Beyond being a mere authentication tool, KakaoBank Certificate is constantly evolving as a core infrastructure that leads a user-centric, convenient, and secure digital environment.