Habit Factory's Signal Planner App Unveils 'Tax-Saving Helper' Service

Do you want to maximize your tax refund but find the complex year-end tax settlement calculations a headache? Fintech innovation company Habit Factory has introduced a new solution, the 'Tax Savings Assistant' service, through its app 'Signal Planner'. Now, your spending habits will transform into smart tax-saving strategies! The Tax Savings Assistant analyzes individual spending details and optimizes the usage ratio of credit cards and debit cards to guide users in maximizing income tax deduction benefits. It's a smart personal financial assistant that goes beyond simply telling you how much you spent, but rather *how* to spend to get the most deductions. When a customer enters their annual salary, the service clearly shows a comparison between the income tax deduction limit based on their salary and the amount deducted so far. It analyzes last month's spending patterns, points out what was done well and what was regrettable, and even suggests concrete improvement plans for better tax-saving effects. Habit Factory noticed that many people look for ways to increase their refund amount when the year-end tax settlement period comes around each year. It is well-known that income tax deduction benefits apply to spending that exceeds 25% of total annual income, with a deduction rate of 15% for credit cards and 30% for debit cards. However, calculating these individually to find the optimal ratio is not easy. The Tax Savings Assistant helps users spend in the most effective way by performing these troublesome calculations on their behalf. As the amount of income tax deduction increases, taxable income decreases, naturally allowing users to enjoy tax-saving benefits. Habit Factory's goal is clear: to support users in enjoying the best benefits and increasing their year-end tax settlement refund without complex calculations. Jeong Yun-ho, co-CEO of Habit Factory, stated, “By utilizing this service, you can easily check whether you are spending in a way that helps with income tax deductions,” and added, “We hope you receive a larger refund through planned expenditures.” Now, with Signal Planner's Tax Savings Assistant, spend wisely and enjoy the joy of a larger refund!