Finda to Manage 7% (₩120 Trillion) of Domestic Household Loans

Fintech innovation company Fint has been rapidly growing, showcasing an overwhelming presence in the domestic household loan market. The loan amount managed through its AI-based comparative loan platform is approaching 120 trillion won, and it is being evaluated as bringing a new wave to the domestic financial ecosystem. As of the end of April 2025, the loan amount managed by Fint's AI-based comparative loan platform exceeded 119 trillion won, recording an astonishing market share nearing approximately 7% of the total household loans (approx. 1,800 trillion won) in Q4 2024. This growth trajectory is even more remarkable considering that the cumulative managed amount has surpassed an impressive 274 trillion won since the launch of its loan management service in December 2020. Fint's strength lies in its intuitive user interface. On the app's main screen, features like 'Money to go out' and 'Cash available' help users grasp complex cash flows at a glance. In particular, the innovative function that provides integrated management for loans obtained even outside its own platform maximizes user convenience, effectively serving as a personal financial assistant in a complex loan environment. According to data analysis results, Fint users manage an average of 3.5 loans amounting to approximately 36.34 million won, with the average interest rate for managed loans being around 7.4%. However, what is noteworthy is that users who actively utilize the loan management service enjoy significant financial advantages. They hold an average of 0.73 fewer loans compared to all users and also benefit from an interest rate that is 1.06 percentage points lower. This is analyzed as a result of proactively improving their cash flow, such as switching to loans with more favorable conditions through Fint or reducing the number of loans through loan consolidation. This demonstrates that Fint goes beyond merely comparing loans, helping users manage and optimize their loans more intelligently. Park Hong-min, co-CEO of Fint, stated, "The cumulative managed amount of 274 trillion won since the launch of our loan management service demonstrates that Fint has established itself as a brand with loan expertise," expressing deep gratitude for users' trust. He further revealed, "We plan to continuously introduce smart features that will enrich individuals' financial lives by managing not only loan amounts, which constitute a large portion of personal cash flow, but also fixed expenditures such as credit card bills, all at a glance," presenting Fint's service expansion and future vision. Fint is expected to continue providing personalized financial solutions based on its AI technology, supporting users to lead smarter and more efficient financial lives.