8percent Black Membership Soars: Average ₩160M Investment, 10.4% Returns

The premium service 'Black Membership' from P2P financial platform 8percent is receiving enthusiastic attention among high-net-worth individuals. According to recently released data, subscribers to this service are investing an average of 160 million KRW and achieving an impressive average annual return of 10.42%. This is interpreted as being due to a surging demand for 'passive income,' which provides stable, monthly fixed cash flow, amidst increasing uncertainty in global stock markets and cryptocurrency markets. Black Membership is attracting attention by precisely targeting these market needs. Indeed, investors have emerged who invest up to 3.9 billion KRW, boldly bet up to 300 million KRW on a single product, and actively manage their portfolios through a remarkable 4,555 diversified investments. Remarkably low risk management indicators are also a key factor in gaining investors' trust. 8percent's delinquency rate is 1.18%, and its average loss rate over the past five years is merely 1.17%. Notably, real estate-backed products recorded an astonishing loss rate of 0.46%. Based on this robust stability, real estate-backed products consistently offer attractive returns of around 11% annually, and securities account-backed products offer around 9% annually. This premium service is for professional investors and those who meet certain income criteria, offering differentiated VIP benefits such as 1:1 investment briefings, exclusive networking, a 50% discount on platform fees, and exemption from withdrawal fees. Lee Hyo-jin, CEO of 8percent, emphasized that Black Membership will "meet the needs of high-net-worth individuals seeking predictable cash flow, while also enhancing the platform's transparency and product structure through the attraction of professional investors, ultimately creating a virtuous cycle that protects general investors and increases the overall trustworthiness of the P2P financial industry."